Here are the four main steps that will make your home-buying process easy.
Here are the four most crucial steps that will make your home-buying process smooth, easy, and efficient:
1. Schedule a consultation with an agent. Your real estate agent needs to clearly understand your wants and needs. What do you want in a home; what’s important to you? We also need to know where you want to live and what your budget is. During the consultation, we’ll discuss the market with you and strategies for how you can beat the competition. Then we’ll talk about whether you’re paying with cash or getting financing.
2. Connect with a lender. A great agent will ensure you’re meeting with someone who will look out for your interests, get you a good deal, and make sure you clearly understand the process. A good lender will ensure you understand how much you can afford in your monthly payments, how much cash you’ll need to close (down payment and closing costs), how much you qualify for, and whether you need to sell your current home first.
3. Find your ideal home. This is the most enjoyable step because we know what you want and what you can afford, so now you can have fun looking at homes. When you find the right home, we’ll present an offer to the seller and make sure you get favorable terms.
4. Get inspections, an appraisal, and approval. Once you’re under contract, we’ll set up inspections, order an appraisal, and get you through loan approval. Loan approval is the final step in the process. After you close, you can get the keys and move into your new home.
There are many steps to the home-buying process; these are just the main ones you’ll go through. If you have questions about the process or real estate in general, please consider us a resource and call or email us. Either I or one of my team members would love to speak with you.